A new car is quite exciting, but the shopping isn't always fun. Make things simpler by doing some research ahead of time. Start off with these tips and then branch out onto your own research.
When negotiating, focus on the total price instead of the monthly one. You may get a great monthly rate, but if you're paying that rate for many years, your new vehicle is going to end up costing a lot more than it's worth. Focus on negotiating a great price first. This will help you determine the best course of action for a monthly payment schedule.
Before buying a used car from a dealership, ask to have it looked over by a third-party mechanic. If the dealer vetoes this, veto them. To the untrained eye, it's almost impossible to determine whether a vehicle has been damaged in a flood, wreck or fire. A mechanic can identify these and other issues before you agree to buy the car.
Don't pay the sticker price on a car. What the dealers list on the sticker is not what they actually think they will get. If negotiating is not your strong suit, take a skilled negotiator with you. Make sure you research the car you are interested in first, however, so you have some idea of what to offer.
Before you head out car shopping, check with your bank to ensure that you qualify for a loan. This is just for your own security. Usually the finance department at the dealership can find you a better rate than your bank, but it is a good idea to know what interest rate you are looking at before shopping.
If you already drive a nice vehicle, avoid taking that car to the dealership with you. This is especially important if you plan to trade in the vehicle. A salesperson may use this as grounds for rejecting any less-than-generous offer.
Never purchase a car without taking a test drive first. Even if you are sure that you want a particular make and model, take the few minutes needed to test drive it. Nothing can compare to hands-on experience. You may find the car doesn't handle as you would like or isn't as smooth as you expected.
Most people would agree that buying a car is not their favorite activity. With some knowledge, it will become less so. The article you just read should have you getting started in the right direction.
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